TopFactoring® provides recourse
factoring solutions that transform your accounts receivable into instant cash.

‍We purchase your approved invoices,
advance up to 90% of their value immediately, and manage the collection directly with
your customers.
‍
Once your client pays, you receive the remaining balance—minus our service fee.

How it Works

• Submit your invoices: Send us the invoices you want to factor.
• Receive instant funding: Get up to 90% of the invoice amount within 24–48 hours.
• We handle collection: Your customer is notified to pay TopFactoring® directly.
• Settlement: Once payment is received, we transfer the remaining balance to you.

Why Choose TopFactoring®

• Immediate liquidity: Free up working capital without taking on loans or credit lines.
• Flexible and scalable: Factor one invoice or your entire portfolio—on your terms.
• Fast processing: Streamlined onboarding and approval process for rapid funding.
• Transparent fees: No hidden charges; you always know your true cost of funds.
• Professional support: Our experts ensure smooth client communication and UCC-compliant notifications.

Ideal For

• Suppliers with 30-, 60-, or 90-day payment terms.
• Companies growing faster than their cash flow.
• Businesses seeking predictable cash management in the U.S.

Our Promise

At TopFactoring®, we combine financial expertise, technology, and compliance discipline to deliver aseamless factoring experiencetailored to your business needs—reliable, transparent, and oriented to your needs.